The new threats brought by the coronacrisis have proved that the banking sector in the region and in our country is resistant to shocks and has the capacity to respond to the challenges that may arise from the Russian-Ukrainian conflict. To protect economies and financial systems, it is important that monetary policy gradually return to normal, pointed out the Governor of the National Bank Anita Angelovska-Bezhoska, who participates in the Tenth Annual Meeting of Governors and Bankers from the region, held in Rovinj, Croatia.
Speaking about the banking sector in our country, Governor Angelovska-Bezhoska pointed out that banks have maintained the credit cycle in the complex conditions of the pandemic, while lending has further strengthened since the beginning of the year.
“Lending increased by 10% in March, with the growth of lending to the corporate sector exceeding the growth of households. Non-performing loans are still at a low level of 3.1% in March, which is among the lowest in the Western Balkans and beyond and is also better than the levels recorded before the pandemic. Banks have enough capital, which is an important advantage in dealing with risks. Our country’s financial exposure to Russia and Ukraine is quite low and we do not have the presence of Russian and Ukrainian banks. Regular stress tests also show that the banking system as a whole is resistant to possible shocks,” says Angelovska-Bezhoska.
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