National Bank released the data from payment statistics for the third quarter of 2023


Compared to the same period in 2022, a positive upward trend is observed especially in the use of applications on mobile phones, or an annual growth of 19.5%, as well as in the use of computers for making payments (11.8%).

The data show that in the third quarter of 2023 there is an upward trend in the use of digital channels for making payments in the country, especially by citizens, both on payment cards and on mobile applications for electronic initiation of credit transfers, the so-called payment orders.

The annual growth of the use of payment cards issued in the country for cash transactions and for payment of products and services in the country by citizens in the third quarter of this year, compared to the same period last year, is 12.8% for the number and 10, 0% on the value of these transactions. At the same time, a significant annual growth of 15.1% was observed in the use of cards for payment of products and services in the country, which is primarily due to the stronger growth of payments at physical points of sale of 15.9%, but also a solid growth of 9.0% of payments at virtual (Internet) points of sale.



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